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The EU directive PSD2 (Payment Service Directive 2) announced in 2016 implements an open banking API on the European market, enabling third parties’ providers to initiate transfers and access to the client’s bank accounts.

APILogic Hub is an IT solution that aggregates interactions with PSD2 services in one place:

provided by all banks in the European Union.

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Prepared by an experienced team of architects and specialists from the financial market, the APILogic Hub solution enables integration with multiple Banks through an unified API. The APILogic Hub user does not have to worry about the implementation differences of PSD2 services that occur between individual banks.

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Two services defined by the PSD2 directive – Account Information Service (AIS) and checking funds on the account (CoF) – are implemented by APILogic Hub, providing information on bank accounts and their history.

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The AIS service is the opportunity to implement significant improvements in processes related to the sale of services and products. APILogic Hub by AIS service provides automation of many time consuming activities in those processes.

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The payment initiation (Payment Initiation Services – PIS) is he second of the services defined by the PSD2 directive. APILogic Hub implements the PIS service enabling the creation of payments and then its monitoring.

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The PIS service is the opportunity to implement significant improvements in processes related to payments for services and products. APILogic Hub by PIS service provides automation of many time-consuming activities in these processes

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